Christian Genovese :: First-Time Home Buyers

News
Mark your calendars for the 2008 Frederick Diabetes Walk on Sunday, October 12, 2008, at Baker Park in Downtown Frederick, MD. You won't want to miss it!

"I would like to reiterate how much we appreciate all your hard work and that of Teresa as well. We enjoyed meeting you and working with you (however brief the encounter actually was) and we look forward to continuing our working/personal relationship with you."
— Martha P.

Buying your first home is more of an education process than simply a math lesson. My job is to educate my borrowers and explain the home loan procedure in a manner that is easy-to-understand. In addition to my complimentary in-office consultation, I have access to many supplemental training tools that can ease the stress of your purchase.

The process of purchasing a home can be very challenging. From the preliminary research through the settlement process, I will be with you every step of the way. Most importantly, you will benefit from my "Lender for Life" approach. Your benefits do not simply end with your purchase.

Some important questions to ask your lender:

How much down payment is necessary for my particular loan?
I heard that you can get a 1% loan on your home, is this true?
What is the definition of a Good Faith Estimate and how binding is it?
What is an "escrow" account and am I required to have one?
Can I make extra payments to pay off my mortgage early?
What is an ARM loan and how do they work?

These are just some of the typical questions that many of my First Time Home Buyers have. Should you have additional questions, please contact me at chrisg@union-mtg.com or by calling 301.794.6753.



Office Directions We are conveniently located right off the Golden Mile in Frederick, MD. From 270, take Exit 13B West onto West Patrick St. Go approximately 1 mile and turn left at the light onto Hillcrest Drive. Go half-way up the hill then make a right into the office park with the all brick sign that reads "Executive Park West"